To verify a real transaction, look at the "More Details" section on Etherscan. The Gas Price you see there is actually the sum of the Base Fee and the Priority Fee.
Ethereum uses an auction model. When many people want to swap tokens at the same time, the Base Fee rises automatically. If you want to skip the line, you increase your Priority Fee.
Understanding gas fees is like understanding fuel for a car. You don't just pay for the distance, but also for how heavy your vehicle is and how busy the highway is at the moment.
This is the "lightest" transaction. It always uses exactly 21,000 gas. In the example above, if the gas price is 20 Gwei, you pay just a few cents.
Smart contracts are complex. Swapping ETH for USDT requires many more calculations, taking up to 180,000 gas. This is why swaps are always more expensive than simple transfers.